Articles and Reports

Inventor and U.S. Founding Father Benjamin Franklin has been featured on the obverse of the one-hundred-dollar bill (US$100) since 1914.  For over half a century, the US dollar has reigned as the undisputed backbone of global finance, powering trade, anchoring reserves, and dictating the flow of capital across borders. But cracks are forming in this monetary order. From BRICS summits to African payment corridors, a quiet revolution is underway. Our report, De-Dollarization vi

How does FOMO distort fintech investment cycles? When innovation is rapid, uncertainty is high, and narratives spread faster than fundamentals, traditional market discipline breaks down. Fintech investing is especially exposed to FOMO. Valuations can detach from KPIs, capital clusters into the same subsectors, and fundraising timelines compress as investors rush to avoid missing the next “must-own” trend.

European political instability is no longer just a macro headline, it is actively reshaping fintech valuations, VC strategies, and exit routes. In this presentation, we analyze how regulatory uncertainty, higher interest rates, and geopolitical fragmentation across Europe are accelerating fintech consolidation, pushing investors toward compliance-ready models and making M&A the dominant exit path. From MiCA and DORA to Brexit and the French political crisis, the data shows a

Challenges, Alternative Methods, and StoneCo Case Study Fintechs are reshaping the financial landscape, from neobanks and lending...

In the fast-moving world of digital assets, the line between control and ownership is blurrier than ever. From collapses like FTX to...

This year's report delves into how fintech firms are adapting to volatile macroeconomic conditions, emphasizing AI-driven solutions, regulatory shifts, and strategic consolidations. It highlights how players are leveraging high-value deals to drive growth and shape the sector's trajectory. Highlights of the report include: Global Outlook: Notable growth in total deal value ($184.3 billion) and volume (664 deals). Regional Trends: The Americas lead in activity, with EMEA and A

Uncover the strategic depths behind Sophos's acquisition of Secureworks in our latest analysis by the Bocconi Students Fintech Society. This report dives into the merger that's set to reshape the cybersecurity landscape, offering insights into the companies' histories, their evolving business strategies, and the pivotal market trends shaping their paths. Why did Sophos acquire Secureworks, and what does this mean for the industry? Delve into our comprehensive report to explor

This report from the Bocconi Students Fintech Society explores the use of machine learning (ML) to improve credit scoring accuracy....

Credit card fraud poses significant financial and reputational risks, with billions lost annually. Machine learning (ML) is crucial in...

In today's digitalized financial landscape, ensuring the security and integrity of transactions is necessary. Cryptography plays a...

© nopporn / shutterstock.com In this report, we explore how Robo-advisory services are transforming the...

By reading our report, you will understand better what are financial buyers and strategic buyers. How do they differentiate from each other? What are their goals, investment time horizon, and decision criteria? And many more! You will find some of the major deals in 2022 and 2023 in the fintech field. Also, the report analyses overall trends of Fintech M&A in EMEA, APAC, and America. Moreover, BSFS took another approach by giving you an insight into the evolution of the M&A a

When venture capital meets decentralization, the result is more than just funding. It's a signal of conviction. In a space where protocols can reshape entire industries overnight, the VCs choosing where to deploy capital are effectively casting votes on the future of Web3. Our report, Venture Capitals in the Crypto and DeFi Industries: Joystream and Itheum , goes beyond the macro trends to zoom in on two projects at the frontier of decentralized innovation. Joystream, a block

In 2021, venture capital investment in crypto and DeFi reached unprecedented heights, signaling a fundamental shift in how institutional money views decentralized technology. From billion-dollar bets on blockchain infrastructure to seed-stage funding for experimental DeFi protocols, the world's top VCs made it clear: this space is no longer a fringe experiment. Our report, Venture Capitals in the Crypto and DeFi Industries , maps this investment surge across geographies, grow

Pento payroll company backed by Point Nine Capital Bocconi Students Fintech Society has, through an Equity Research, analysed the payroll company Pento, who is backed by the Fintech-focused European Venture Capital company Point Nine Capital. Pento recently raised $12.7 million in a Series A funding round led by General Catalyst. With this funding round, Pento has been able to disrupt the European payroll market by providing for the first time a fully automated and complete p

Swile worktech company backed by Index Ventures Bocconi Students Fintech Society has, through an Equity Research, analysed the worktech company Swile, who is backed by the Fintech-focused European venture capital company Index Ventures. Swile recently raised $200 million in a Series D funding round led by SoftBank Group International. With this funding round, Swile is now the second fastest French company to reach unicorn status, meaning that it has a valuation of $1 billion

Bocconi Students Fintech Society is proud to present our report on the state of Fintech up until 2022, considering three categories:...

Unique value proposition from Swedish neobanking player attracts investment FinTechs continue to attract remarkable fundings; Juni, a Swedish fintech company that develops a banking app and platform for e-commerce and online marketing entrepreneurs, extended its Series A funding in October 2021, with a $52m deal led by EQT Ventures. ​ Bocconi Students Fintech Society has produced a deal infographic where you can find out more about the parts involved in Juni's deal, along wit

European VC in Fintech: Industry Analysis Record-breaking VC investment in Fintech in first half of 2021 Technology is continuing to power an unprecedented shift in financial services ecosystems, and FinTechs continue to attract significant amounts of funding despite a challenging and competitive market. ​ Bocconi Students Fintech Society has produced a Venture Capital Investments in Fintech Outlook where you can find out how Venture Capital and FinTechs are taking advantage

Bocconi Students Fintech Society has outlined the most important trends in fintech transactions in 2019 and 2020 with a focus on the midterm outlook and on the biggest recent transactions involving the funding of Klarna and Stripe , two of the highest valued fintech companies in the world .   ​ 2020 has been a gamechanger for the fintech industry. The already exponential growth in total value of investments into fintech companies worldwide from 2010 to 2019 (CAGR 38%) is ex

Bitcoin mining consumes more energy than the entire country of Argentina. This is the cold, indisputable data released by a research...

The Fintech world is constantly changing and surely the ongoing pandemic has accelerated the need to digitalize every aspects of our life...

Introduction There is a battle waging in the financial sector that is not related to market supremacy, but to the protection of IT assets...

Embedded Finance is the next big disruption in financial technology services and, more than everything, is the present and future of...

Fintech plays an instrumental role in the development of supply chain, a sector responsible for the manufacturing and logistics of goods...

A thorough analysis of all the latest instruments in SCF that are allowing more enterprises to conduct successful trade deals Trade...

A new technology which is shaping the way we depict supply-chain Nowadays, the supply chain still operates without the additional...

Context In 2016, China published its 13th Five-Year Plan. This document communicates Beijing’s vision and policies for the social and...

Before we start talking about fractional investments, it is essential to fully understand the concept of tokenization ; In particular,...

The art world has had lots of issues with fraud and proving chains of custody. This makes art buyers skeptical and increases the need for...

How a frenetic run on buying GameStop and AMC’s stocks shed new light on the democratization of finance, social media and regulations...

Art and finance are closer than ever. An increasing number of collectors consider Art to be more than just an attractive commodity; its...

There are more than 400 active fintech companies across Africa and 80% of them are home-grown. According to Ernst & Young, the number of...

As known, the global economy is facing a challenging time due to the COVID-19 pandemic, and the African banking sector is not an...

Africa is a continent three times bigger than Europe, with state infrastructures inherited from colonization in sectors such as...