Generalist desk
On this page you can find the work created by our Generalist desk.
Core Banking:
The Revolutions
Legacy core banking systems are decades old and after years of underinvestment they became costly and not capable of supporting new technologies. New systems have been developed, also thanks to open banking, which allows banks to share data with third-party apps.
Bocconi Students Fintech Society analyzed if a change is really needed, why the deployment of these technologies is taking so long and who are the new players in this growing market.
Blockchain & Cybersecurity:
From online threats to cyberattacks' case studies
Cyberattacks are increasing daily as well as the cost to breach them. As we can already see, old cybersecurities are not as valid as before.
Innovative and more secure ways need to be used. One of the main solutions is the blockchain.
Bocconi Students Fintech Society researched on the main threats that are circulating online and how blockchains improve the defense against them.
DAOs:
How the Crypto Space tries to reimagine the organizations’ world
Decentralized Autonomous Organizations allow individuals from all over the globe to get together and pursue shared interests.
According to someone, they represent how future organizations will develop, but what is the current framework? And what do they need to unlock their full potential?
BSFS has produced this introductory report in which you can find out what DAOs are, how they structure, what types do exist, and how they are revolutionizing the field of investments. To conclude, DAOs are investigated in their current limits and challenges for the future.
Smart Cities and Fintech:
Innovations, opportunities and future perspectives
Smart cities have become increasingly important in the last decade.
But what is a Smart City, and why can Fintech Innovations such as Digital Payments be considered enablers of this idea across the world?
What are the growth perspectives for the sector, and what challenges the future holds?
These are some of the questions we answer in this report.
Decentralized Finance:
Reimagining the financial system
Technology is continuing to power an unprecedented shift in financial services ecosystems, and Decentralized Finance presents itself as a trustless driver of this trend.
Bocconi Students Fintech Society has produced a Glimpse into the World of Decentralized Finance, in which you can find out how it develops in its main features and core competencies, namely Stablecoins, Decentralized Exchanges, Lending, Borrowing, and Token Sales.
Banking as a Service:
The rise in E-Commerce
Banking as a service is making its way in non-financial companies willing to offer financial services and a more complete customer experience.
This report analyzes how Baas works and how e-Commerces are exploiting it for their businesses.
BNPL:
Buy Now Pay Later
BNPL is rapidly becoming one of the most popular services to offer customers installment payments on purchases.
The technical analysis contained in this report outlines the development and outlook of this innovative financing option.
Big Tech in Finance:
GAFA expanding to the FinTech sector
The Tech Giants are now entering financial services, disrupting the industry globally by leveraging their competitive advantages. How will the rules of the game change?
Learn more in this presentation by Bocconi Students Fintech Society, which provides an overview on the main fintech services, targets and trends of the GAFA (Google, Amazon, Facebook and Apple) in the financial industry.
Proptech Overview:
Is the future of Real Estate based on Technology?
Real Estate is changing fast and Technology is the main driver of this evolution.
In this report you can find data, trends and current developments of PropTech analzyed to the core.
Artificial Intelligence: Trends and Uses + European Insights
Artificial intelligence has now become crucial for any company that seeks growth and efficiency through process optimization. In this report you can find out how businesses and FinTechs are taking advantage of this tool, with an exceptional focus on the European market and players.
Sustainable Finance
A rapid expansion of the green FinTech sector is underway at various hubs across the globe. The purpose of this phenomena is to foster environmental sustainability through an eco-friendlier banking and more aware consumers. In this report we take a snapshot of what are the main companies in the sector and what they are doing to foster a sustainable future, all by focusing on real case-studies.
From Doconomy ‘s technology enabling customer to track CO2 emissions to Klarna and Flowe ‘s green impact, we take you on a journey to see what a more sustainable future looks like.
On-Demand
Salary Industry
Nowadays we have immediate access to almost everything we want whenever we want. This is the value proposition of the on-demand economy that, in the recent years, entered our lives and disrupted many of the traditional sectors.
FinTech has brought this idea of ‘I want it, I get it’ into employer-employee relationship giving birth to on-demand salary. Its concept consists in giving employees instant access to their earned wages, which clearly generates a win-win situation: companies reduce turnover and increase motivation, while employees have a fairer access to their salary.